June 15, 2022
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Welcome
Whether you are an experienced buyer with excellent credit or looking at your first home, we have access to everything you need! From the best products and rates available across all of Canada to recommendations on every professional to help you throughout the home buying! Contact me anytime… I know you’ll be pleasantly surprised!
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Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowCurrent Rates
We pride ourselves on making sure that you get the best possible rate available to you! Check out our current rates below for a brief overview, or download my app to see what lenders are offering!
Current Rates
Current variable mortgage rate is
5.05%
Current prime rate is
5.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.74%
- $624.43
- $122.25
-
- 2 Years
- 7.34%
- $721.53
- 5.44%
- $606.90
- $114.63
-
- 3 Years
- 6.94%
- $696.72
- 4.64%
- $561.28
- $135.43
-
- 4 Years
- 6.74%
- $684.44
- 4.64%
- $561.28
- $123.16
-
- 5 Years
- 6.79%
- $687.50
- 4.44%
- $550.14
- $137.36
-
- 7 Years
- 7.10%
- $706.60
- 5.40%
- $604.58
- $102.02
-
- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage have access to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients an unbiased choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision.
Take a quick glance at some of our popular lenders here:
Lenders
Left in the dark or overwhelmed when it comes to mortgages?
It can be daunting trying to figure out who has the best rates, what paperwork you need, what will improve for your application, and what's holding you back!
I always recommend not being hyper focused on rates as they change for every person's scenario, but it's great to have a ball park idea, if you would like a quick glance at a some available rates - either contact me personally or check out my smartphone app for rates on various different products they offer. https://dlcapp.ca/app/braiden-cantelon/download
Having good credit can greatly improve an application! Try and aim for a credit score above 680 if possible and for more tips on improving credit click here.
Are you employed or self employed? These typically involve different paperwork for the application process, but don't fret I will guide you on what exactly you need throughout the entire process and we have designed an easy form to fill out to start the application!
It's probably best to avoid taking on new debt before going for pre-approval and the approval stage, these can completely throw off the chance of a mortgage in a lot of situations.
Have a good idea of what you want with the house short or long term, this will make deciding on the type of mortgage much easier.
Tell me your scenario, what you are looking for and I will show you what will work best for you and what's available out there!
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Find out how much your home is worth.
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Videos
DLC - Self Employed Mortgage Solution
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DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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